FlexiPay 0% – Interest-Free Instalments on Laptops & Electronics

Spread the cost of your new laptop or electronics with our in-house interest-free instalment plan. There are no hidden fees, no third-party lenders, and no complicated contracts — just simple, transparent payments directly through our UK store.

How FlexiPay 0% Works

With FlexiPay 0%, you pay for your items in equal monthly instalments at a true 0% APR throughout the chosen period. There’s no interest, no arrangement fees, and no administration charges — simply the total price divided evenly.

Your first payment is taken only after your order has been delivered, you’ve inspected it, and confirmed that you’re happy to keep it. Nothing is debited without your approval.

Available Instalment Plans

• 12 months – 0% interest
• 24 months – 0% interest
• 36 months – 0% interest (for selected higher-value items)

The available term for each product is clearly displayed on the product page and at checkout, along with the monthly payment and total amount payable.

If any balance remains after the promotional period, it continues on a simple store account at a fixed rate. You may settle early at any time with no penalty.

Eligibility

Select this plan at checkout and we carry out a quick soft credit check that doesn’t affect your credit score. As the lender, we make decisions instantly and offer more flexible terms than large finance companies.

Applicants must be UK residents aged 18 or over with a valid UK bank account.

Why Choose FlexiPay 0%?

• Genuine 0% interest for the full instalment period
• Nothing to pay upfront — first instalment only after delivery and approval
• Pay off early or clear the balance at any time with no charges
• Direct support from our UK team — no third parties or overseas call centres
• Fully integrated with our warranty, repairs, and 14-day returns
• Simple, plain-English agreement with no hidden terms

How It Appears on Product Pages

You’ll see a clear payment box under the price, for example:

From £37.49/month for 24 months at 0% interest – interest-free plan
Total payable: £899.76 | First payment after delivery

FAQ – Frequently Asked Questions

What is FlexiPay 0%?

It allows you to spread the cost of your laptop or electronics over 12, 24, or 36 months without paying any interest or extra fees.

When is the first payment taken?

Only after your order has been delivered and you’ve confirmed you are happy to keep it. No upfront payment is required.

Can I repay early?

Yes, you can settle your remaining balance at any time without extra charges.

Who is eligible?

UK residents, aged 18 or over, with a valid UK bank account and a successful soft credit check.

What happens if I return an item?

If returned within 14 days, the agreement is cancelled automatically and any payments already made are refunded immediately.

Will missed payments affect my credit?

Missed payments could be reported and affect your credit rating, like any finance agreement. Contact our support team if you need assistance.

Can I combine this plan with discounts?

Yes, any valid promotion or discount applies first, and your instalments are calculated from the reduced total.

Where can I get support?

Our UK-based team is available 7 days a week via live chat or email at shop@yourstore.com.

Is this plan safe and regulated?

Yes, agreements are provided directly by our store and comply with all UK consumer credit requirements. You receive a clear, plain-English contract.